Buying a Home

There has not been a better time to buy in recent history. Rates are low, a qualified Realtor can find you the deals and the Government is making the deals even sweeter for most. Many current renters tell me they can't buy because they don't have 20% down. This is a myth, you don't need 20% down, and most that qualify for a home loan can own a home for the same or less then what they are currently paying in rent.

If you are currently in the market or beginning to think about buying a home please contact me. I will create a personalized website for you that will keep you up-to-date on homes that are available in your price range and in areas you want to live. Having this powerful tool at our fingertips will allow us to get first crack at fresh homes. This technology is not used by many Realtors. I use it for all of my clients!

First Time Home Buyer Tax Credit of $8000

• The credit has been extended to cover sales from January 1, 2010 through April 30, 2010.
• A binding executed contract prior to April 30, 2010 will qualify for the credit as long as it closes by June 30, 2009.
• Income limits for single taxpayers is $125,000 until January 1, 2010 and $75,000 from January 1, 2010 to April 30 , 2010.
• Income limits for married taxpayer filing jointly is $225,000 until January 1, 2010 and $150,000 from January 1, 2010 until April 30, 2010.
• The property must be a primary residence and the buyer must not have owned a property within the past three years.

Move Up Home Buyer Tax Credit of $6500

• Property must be purchased as a principal residence. No investment properties.
• The credit has been extended to cover sales from January 1, 2010 through April 30, 2010.
• A binding executed contract prior to April 30, 2010 will qualify for the credit as long as it closes by June 30, 2009.
• Married filing separately can only claim $3250.

I am constantly watching the market as more homes become available. My phone is always on to answer any questions you might have. Call me at 216-659-6144 8:00am - 10:30pm. 

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/31/2010. The listing information on this page last changed on 07/31/2010. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of NORIS MLS (last updated Fri 07/30/2010 10:11:03 AM EST) or Firelands MLS (last updated Fri 07/30/2010 12:31:19 PM EST) or NEOHREX (last updated Tue 07/27/2010 4:00:01 PM EST) or Mansfield MLS (last updated Fri 07/30/2010 5:40:17 AM EST) or Zanesville MLS (last updated Mon 03/01/2010 5:48:11 AM EST). Real estate listings held by brokerage firms other than Russell Real Estate Services may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. --
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