5 Important Tips For Home Buyers In Northern Ohio In 2016

5 Important Tips For Home Buyers In Northern Ohio In 2016


As we welcome in 2016---Thinking of purchasing a home? It’s exciting and scary all at the same time!

Many folks will start looking at homes on line to see what’s out there. Nothing wrong with getting a feel for the market.

I’ve had many calls from prospective home buyers wanting to view homes without getting pre-approved.  They’ll find a home they love and then scramble to get pre-approved before another buyer snaps up the home they want.  Many are denied pre-approval because of credit issues. It’s very disheartening all the way around.

The first and most important step in purchasing a home is meeting with a good lender for a solid pre-approval before setting up showing appointments.  It doesn’t cost anything, and the information received will help you determine what you need to do to own a home! 

Buying a house can be made easy with these 5 tips to follow in your quest for that house of your DREAMS! With the first one being one of the most important steps.

1. Choosing a realtor . Picking your realtor is one of the most important starting points in the home buying process. Knowledge,dependability, loyalty, experience are all the traits your realtor should have to make your time spent on looking for that home.

2. Financing along with your credit score is right up there at the top in determining just where you are at on just how much you would qualify on one of the most important decisions in you life. A good mortgage loan officer can help you determine just how much you can qualify to spend and also determine what the best interest rates are at the time.

3. Organize documents. when applying for mortgages homebuyers must document their income and taxes. typically mortgage lenders will request two recent pay stubs, the two years previous w-2's , tax returns,and the past two months of bank statements, every page even the blank ones. buying a home can take a long time, but knowing what you need and where to find it can save time when you are ready.

4. Figure out your down payment. This takes effort to scrape together the down payment. There are programs that can assist buyers with qualifying incomes and situations.

5. Your property search . Time can be saved by having a competent realtor send you criteria matching you needs on the type of home and the amount you are planning to spend.

Well there you have it! the 5 tips to starting your 2016 home buying adventure with the right realtor  ME

thanks

Tim Semmens




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Phone: 440-785-9322
Dated: December 31st 2015
Views: 385
About Tim: See Me For ALL Your Real Estate Needs Have been a real estate professional for over 16yrs and ca...

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