Is your Credit Score Affecting your ability to rent?
Are you renting when you could be owning because of a Credit Score..
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Is your Score low or do you just think your Credit Score is low?
Do you know some of the ways to increase your Credit Score?
What is the Credit Score # from your past some lender gave you and when was that?
Why Is My Credit Score So Important?
Your credit score is used by lenders to represent your overall level credit risk. It is essentially a numerical summary of the information in your credit report. The higher your score, the better your credit, and the more likely lenders will be to give you a favorable interest rate on a loan. Each of the three major credit bureaus has its own method for determining a credit score, but they are essentially equivalent.
How Many Credit Reports Do I Have?
Most consumers have three credit reports in their name — one from each credit reporting agency (TransUnion, Equifax, and Experian).
How High Or Low Can My Credit Score Be?
Credit scores range from 350 to 850 - the higher your score, the more favorable interest rates you will receive on a loan.
Will Checking My Credit Report Adversely Affect My Credit?
Requesting your own credit report will not affect your credit rating. On the other hand, inquiries such as mortgage, loan and credit card applications will affect your score if several of these inquiries occur over a relatively short time frame. Some studies have indicated that this suggests you may be a higher credit risk.
They use them in a variety of ways, too:
1. Determine the interest rate they will charge for a loan, or in the case of an insurance company, the discount they may offer on an insurance policy.
2. Decide whether to extend credit, how much credit to approve, whether to increase (or lower) a customer’s credit limit, or even to close a risky account.
In a way, then, there is no such thing as a “bad credit score,” since the number itself doesn’t mean anything until a lender decides how to use it.
In other words, a credit score is only bad when it keeps you from whatever you are trying to accomplish, whether that is to refinance a loan, borrow at a low interest rate, or get the best deal on your auto insurance.
But in the real world, there are some assumptions that can be made about credit scores that fall into different ranges. When you are reviewing a credit score where the range runs from 300 – 850, you can generally assume the following:
Excellent Credit: 750+
Good Credit: 700-749
Fair Credit: 650-699
Poor Credit: 600-649
Bad Credit: below 600
Here is a web site that may help you improve your credit score ----
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"Client Feedback on Matt Dunlavey
How fast did your agent respond to your questions: 5 out of 5
How well did your agent use technology: 5 out of 5
How helpful was the support staff: 5 out of 5
How good was the auxiliary services we recommended: 5 out of 5
How did the closing go: 5 out of 5
How close did we meet your expectations: 5 out of 5
How likely are you to recommend us: 5 out of 5
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How did you find us: Referred by a Friend
Your most memorable moment
Him walking our target purchase neighborhood with us, passing out flyers (that he made for us) in hopes to find our next home in a market that was very dry at the time.
The moment you'd rather forget?
We lost the first home we wanted because we weren't far enough along in the sale of our home to safely put in a bid. We were very disappointed at the time. Turns out he was right for being so cautious for us. We ended up in a much better home and are now very happy!
Matt handled the sale of our old home and purchase of our new home. He came up with several great ideas to not only market our home, but also to find our new one in neighborhood that didn't have much to offer at the time. He's knowledgeable, passionate, and seems to think outside the box. We are very happy! -D. Meade